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Does anyone have Cinergy Health?? If so, how well do you like it?!?!!?

I'm 22 years old and I don't have health insurance yet and yes I know its important to get and I am in the process of it and I know this is not health insurance but do you think Cinergy would help a person like me who is uninsured!?!?!?

Public Comments

1. Go see Michael Moore's Sicko before you do anything... Im Serious.... Cinergy Health is an HMO. For now go to you tube and watch this video about Humana, another HMO.. http://www.youtube.com/watch?v=cm4sNMKp0Mw
2. I would keep in mind that this is a DISCOUNT card and is most likely not actual coverage. Though this may work for you, I would ask to see the benefit plan design to check for any exclusions and which specific services are discounted. Also, always check to see if your doctors / preferred hospitals are contracted with these "insurance plans" and if they have a good rapport. I won't say its a bad idea, just be aware of what your overall costs are going to be at the end of the day. Below is a rant regarding this particular insurance.