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Florida Health Insurance Dropping Coverage?

My parents are retired in Florida. Their health insurance carrier is pulling out of Florida and non-renewing coverage. My father has cancer and is not yet eligable for Meidcare. Is the carrier obligated to find them new coverage. Is coverage with a new carrier going to exclude pre-existing conditions like cancer? Is there anywhere my parents can turn for help?

Public Comments

  1. Call the Insurance Commissioner for the state of Florida.
  2. Yes. It appears that your parents may be eligible for what is called a HIPAA health insurance plan. HIPAA laws dictate that individuals that meet 6 requirements must be given an individual health insurance plan issued on a guaranteed issue basis without excluding coverage for any pre-existing conditions. Here are a couple of sources that have the 6 different criteria your parents must meet to be eligible for a HIPAA health plan: http://www.healthquote360.com/Individual_Health_Insurance/HIPAA_Health_Insurance.php http://www.realtimehealthquotes.com/Florida_HIPAA_Health_Insurance/Florida_HIPAA_Health_Insurance_Options.html
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