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Health Insurance for Self employed with Maternity coverage?

I am self employed and want to purchase health insurance for myself. I need to find insurance with maternity coverage. I have looked on several online insurance quote websites, but have been unable to find maternity coverage. I live in Texas by the way. Does anyone out there have some info for me? I would rather leave the state aid for people who really need it.

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1. http://pd.web.wellpoint.com/AgentConnect/first.do?CMPNY=4&ID=DJJLQNMLRZ&PID=&LNO=CEJLOLO&Options=ISMX Try this link to my health insurance website. This plan is for Small group insurance...2-99 employees, and may be suitable for you if you have an additional person as an employee. Maternity is covered at 80% ( in network). This is for Texas.
2. I'm also self employed. My other employees are considered "sub-contractors" so finding independent medical coverage was really difficult. I ended up going with Mega Health Insurance for awhile and supposedly had added the maternity rider to it but when I called to have it instated, I ran into all sorts of brick walls with this company. I really can't recommend them in good faith, especially since I work in the medical field and have an excellent understanding of insurance practices and procedures. I finally went through a broker who deals with several different insurance agencies to find one that had the best plan and price for my needs. One word of advice... Make sure you have your medical insurance in place before conceiving! Otherwise, all of the insurance companies consider it a pre-existing condition and either will not insure you or will exclude coverage for it for a long enough period of time that you'll already have the kid!
3. USE STATE AID
4. First off, there are individual health insurance policies that include maternity coverage. However, as you know, it is much less common than with group health care plans. Here are three thoughts: First, if you think you might have time to prepare for pregnancy – if you’re not planning to become pregnant right away – you might want to look into a health savings account (HSA). These accounts offer so-called triple tax benefits. The monies you deposit are pre-income tax dollars, the interest you earn is tax-free, and the money you withdraw is tax-free as long as it’s used for qualified medical expenses. There are restrictions to how much you can contribute, unlike another possible option called a health reimbursement arrangement, or HRA. These are for businesses, but you may qualify if your spouse works in your business. Second, you might want to join a group health plan. Depending on what kind of work you do, there may be an association or guild that offers insurance to its members. Join the group and you’ll have access to group health insurance, which usually features maternity coverage at a large discount over individual health plans. Third, some self-employed business owners are considered “groups of one.” That means that they have access to the same types of policies other businesses have – and that means group health insurance. Groups of one are not recognized in all states. To find out if the exist in Texas, you might want to call the state insurance office or a local insurance agent. MostChoice.com is a great place to get in touch with Texas insurance agents. After you fill out a brief information request form, you’ll be able to look at health plan details and prices from Texas insurers like UniCare and Blue Cross Blue Shield. Local agents will also call you to talk about the best way to find affordable, full-featured maternity coverage. It’s all free, there’s no obligation, and your personal information will be kept completely confidential. Just click here: http://www.mostchoice.com/health-insurance.cfm. Barnes@MostChoice.com