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Health Insurance Quotes Questions?

Just a guess will be ok this is for an assignment. For a healthy adult between ages 20-35 what would the montly premium in health insurance be for a male and female? Also, a male between the ages 35-55 and a female/male over the age of 55. Thanks so much.

Public Comments

1. This is very difficult to answer because there is no average policy. The premium for an HMO, a PPO and an indemnity plan can vary widely. The premium varies also with the deductible, the co-insurance, the location, the co-pays and what is covered with the policy. The premium goes up greatly with age. I did a quick quote with some of the companies that I write through and here is the range of premium from lowest premium (also highest deductible and fewest benefits) to highest premium. Age 20: M $23 - $224 F $26 - $427 Age 35: M $31 - $324 F $45 - $553 Age 55: M $100 - $762 F $100 - $676 Age 62: M $131 - $822 F $136 - $790
2. Under 30 is going to cost about $250 a month. 30-40 is going to cost about $350 a month. 40 - 50 is going to cost about $450 a month, and over 55 is going to cost about $600 a month, IF you can find anyone willing to sell it. Most people have pre-exisiting conditions by that time.