I had been without health insurance for a few months. I applied for some Humana coverage, as an independent. Over the course of the underwriter interview, the underwriter asked me if I had anything to disclose. I said no, and then she began to recite a list of all prescriptions that I'd gotten for the past 4 years! I was pretty shocked, because I thought that information was considered private. How did Humana (or anyone for that matter) get such quick complete access to my prescription records?