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Insurance Company?

Does anyone know personally about the celtic health insurance. is it a good insurance company? I am needing insurance and I recently found the celtic health insurance company, and Humana. what do yall know about these? The plans that I am interested in are not HMO they are PPO.

Public Comments

1. i hate HMOs i moved to England to get away from them- sorry
2. Celtic and Humana both have a pretty good reputation for customer service and they both maintain fairly strong A.M. Best financial strength ratings. One thing that separates Humana from Celtic is that Humana is known for having a stronger network than Celtic. This depends a lot on what area of the country you live in and what Doctors and medical facilities you prefer but generally speaking Humana is a little bit more well known and accepted by more health care providers. One thing that you may want to do is use the provider look up tools on the various insurer's websites to check and see if your preferred Doctor or hospital accepts their insurance coverage. http://www.HealthQuote360.com
3. You should visit a local independent agent that works with Celtic as well as the other major companies in your area. The agent can honestly compare the plans. The plans and premium will vary by state but in my state Celtic is usually one of the more expensive plans to have. I know Celtic is a very good company and I do write for them but their plans just don't compare. Using an agent will not cost you any extra.