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there are so many options for HEALTH INSURANCE PROVIDERS, can you recommend a good one?

I found plans from $50 to $180 for myself (28 yr old male) both ppo and hmo but dont know which to choose... I curently pay 167/mo but there are no deductibles and such except small visit fees, and i also understand that Kaiser has good doctors (though i've only seen mine once, thank god) but i find that everyone pays a little less, and after looking at a bunch of pay plans I realized that I could pay about $100/mo and have a small deductible... now all i need is to choose good provider, like between UnitedHealthcare, Humana, Aetna, HealthNet, LifeWise, Celtic, Cigna, etc... Have you had any better encounters with one over the other? Thanks!!

Public Comments

1. I have healthnet... the one that doesn't require referrals to specialists. The best plans are the ones that cover 100%. The 80 percent can really add up, plus, what an administrative nightmare if you have to go to the hospital with a zillion bills.
2. Blue Cross