Scan Medical Insurance - Any way around not being full time student- Health Insurance problem?

Any way around not being full time student- Health Insurance problem?

I have been going to a community college and need to finish up next fall semester so I have 3 classes so far. The deal the community colleges have with transferring to other schools (in nj anyways) is that once you graduate with the courses indicated by your major, the credits will definitely transfer to (all nj state schools for example) and only about 60 or 70 needed for your major will transfer, not any extra classes. Anyways I only have 3 that I need. With my dads health insurance, Aetna, I need to be a full time student in order to stay on his plan. What can I do to get around this? Is my only option to take extra classes that I don't need to fill up? OH also--- Do you think I should maybe re-take a class I didn't do well in? Would that be a good idea or kind of a waste Full time is 12 credits Its about $300 a class, give or take. And hmm to the answerer 8 or 9, do you really think I can schedule a full plate, send the paper to the insurance, then drop it?

Public Comments

yup, i have had the same issue. and that's honeslty the only thing you can do is take classes you don't need (i suggest a lot of really easy classes).
I had to take extra classes to stay full time before I transferred last year. Just take something easy like a drawing class. I'm sure there are other ways around this, but I just took an extra class I wouldn't have normally taken and I enjoyed it.
Yes, your only option is to actually be a full time student, which would mean that you would have to take extra courses.
Go to your school's student services office. It will have two or three companies that offer insurance. No all require that you be a full time student.
You need to be a full time student but how about taking electives that you would definately need later or any class that would give a boost to your dream job!
Yep u have to be full time to be kept on his insurance.... I recommend that you either take a simple class that you can breeze thru and use as an general elective. Or see if any of the classes that your major at the 4 year school will require are offered at the community college.
Is three classes considered full time at your school. Thats the question. I know because its actually related to tax law. The rule is that how ever many units YOUR school considers full time is what Aetna has to consider full time. If most classes are 3 units I think 9 units will work, if not, choose a class you will find interesting or that will benefit in some other way....a pe class, um, extra science class you are just interested in....
I think you will pretty much need to take more classes so that you are taking at least 12 units total. Look for easy classes, like PE, basket weaving, or any class called Introduction to (whatever subject). At a community college it shouldn't cost a whole lot more to go to full time, and even though it won't transfer, it's worth it to keep your insurance. If your college allows retaking a class with the grade that you got, then that will count. At my college, you couldn't retake a class if you passed with a C- or better. Check your course catalog to see what your college will allow. The health insurance doesn't care what classes you take, as long as you are full time. Oh, and don't even think about signing up for a class and dropping it later. Insurance companies will ask for proof of full time status in the form of final grades.
sign up for a full load, send the transcript to your insurance provider, then drop the extra classes :)
Some schools offer health insurance to students. You could check with the school's health services. If not, it sounds like extra classes is your only option. See if there's something you could take that you wouldn't normally get to take that you might be interested in...maybe a sign language class, a painting class, or whatever you like that doesn't really go with your major. Look through your course catalog (most schools have them online if you don't have the actual catalog) and see if anything jumps out at you. If you have to do it, you might as well learn about something fun! You might also check if the school will allow you to do some kind of internship for credit. That way you'd be getting experience and get the credit you need for the insurance. Good luck!
Try this one - http://healthplans.bebto.com - I personally have their health insurance. It is very affordable for students and has good coverage.
Obtaining your own individual health insurance, at about $160 per month is an option. Don http://mtnhealthinsurance.com