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I have a question about Cigna Health Insurance.?

I recently changed my job and my new employer provides Cigna health insurance. I've always had Aetna and could find doctors easily. However, it doesn't seem as though my dermatologist takes Cigna which is weird because she takes every other kind of health coverage. Is Cigna a bad health insurance company with limited choices of doctors who are in their network?

Public Comments

1. Cigna's legit. Ask your dermatologist if she'll give you a discount if you cash pay. As you're an established patient, she really should be willing to do that, but be prepared for her to give you only 30-50% of prices which will be astonishingly high. You can also see if she'll consider working with Cigna. Lots of paperwork and hoops to jump through, but you never know.
2. Cigna is no better or no worse than Aetna or any other company but it can depend upon the plan your employer has and your location. In many places Cigna has their own network. In other places the doctors have an option to accept the Cigna network, or any other network. Ask your dermatologist if they'd consider accepting Cigna. If not find one that does or pay the charges out of pocket.
3. Cigna is a major player, and they have lots of providers. HOWEVER. They are by far, the absolute hardest insurance company I've ever had to deal with, on a personal level. They decline a HUGE number of claims out of hand, and I have to fight tooth and nail in order to get the stuff covered.
4. Did you not see the recent news about Cigna?
5. You should go for a proper program with an expert's help for a better management. Check out here for some useful info and tips.http://health-insurance.expert-tip.info/affordable-health-insurance-individuals.html