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What kind of health insurance should I get for my family?

The health insurance i get from my job sucks, I'm paying $500 out of pocket per month. My wife and I are both young, barely go to the doctor if at all. The only reason I have insurance is for my 10-month old son's vaccinations and such. There must be a better type of insurance for me to get, any recommendations?

Public Comments

1. Normally if you are "eligible" for group health insurance (via an employer) you can't purchase a direct payment plan from your local insurance company. Depending on your financial situation, you 'may' be able to get coverage for the kids through a state sponsored program for the child's vaccinations and other prevenative services.
2. My family has Cariten. I love it. My husbands appendix recently burst and spent a week in the hospital and we only have to pay around $300 bucks out of a $22,000 bill we racked up.
3. you should get somthing like washington health care. Its only 50 bucks a month but i dont know the web so find it on google