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what are some affordable health insurance for california citizens?

I'm 22 years old. I have not had health insurance since i was 19. im a babysitter and i only get paid about $800 a month, im a full time student and that's the only job i can obtain because of my school. My schedule changes every 9 weeks. keep in mind i also have school loans to pay and personal bills like cell phone and car / car insurance.

Public Comments

1. Go on esurance.com and then to the health insurance section to get multiple quotes instantly. Just be careful of two things: 1) Pay attention to what each policy covers (prescription, maternity, etc.) 2) Know that the cheaper the policy the less that is covered and the MORE that comes out of your pocket when you go to the doctor/hospital. Good insurance is never affordable insurance.
2. Call a California health insurance broker. They're free to use and more useful than just using a website.
3. I have read that "Tonik" health insurance is specifically meant for individuals your age, so you should probably look into it. For various legal reasons, health insurance companies cannot offer only affordable insurance. To offer affordable insurance, they have to offer unaffordable insurance. Anthem Blue Cross offers affordable health insurance for California citizens. It also offers unaffordable insurance. Blue Shield of California offers affordable health insurance for California citizens. It also offers unaffordable insurance. Many other companies offer affordable health insurance for California citizens. It also offers unaffordable insurance. No company offers affordable insurance for California citizens without also offering unaffordable insurance.
4. When you say "affordable", that's a key word for "cheap". Buying "affordable" health insurance is just like buying an "affordable" Corvette, brand spankin' new. Cheap health insurance means high deductibles and little coverage. And frankly, if you're perfectly healthy and not overweight, the health insurance for a GOOD plan, with no deductible, is probably going to run you damn close to $300 a month. That's just what it costs. Honestly, your problem isn't an insurance problem, it's an income problem. You already have loans and revolving credit accounts (bills) and cell phone and car loans and car insurance. You can't afford health insurance. You make $9600 a year. You'd qualify for welfare, except you probably live with parents or friends or someone, because in California, you certainly can't afford rent, on $9600 a year.
5. You may go on your parents health insurance until you are 26. You dont have to be a student, you can be married, you dont have to live at home or be a tax dependent. If your parents dont agree to that, you can try calling Kaiser Permanente in Oakland if you are in NorCal or Pasadena if you are in SoCal. If that does not work out, you can become a clinic patient for low prices and pay as you go. You can get a part-time job at Starbucks because they offer health benefits. If you dont like their prices, I suggest you call on the phone to an independent insurance agent who represents the major insurers in California. Every state is a little different in which insurance companies operate. As an adult, you have the same obligations as the rest of us, car payments and insurance, telephone bills. You can give up your cell phone if it costs too much and get a local AT&T service for $12. You can sell your car and buy a used car for cash. BTW, California is not really a country and does not require citizenship to live here. There is also no such thing as "affordable" insurance. You get low premiums, you have a high deductible or vice versa.