Does anyone know if United Healthcare can reject someone for having depression?
I am looking into different health insurance and I really like United Healthcare. However, I am wondering will I get turned down because I was diagnosis with Major depression 10 years ago at age of 13. The depression is very well managed without any medical attention as of right now.
Public Comments
- They can decline because of depression in many, but not all, states. If you have not had any treatment, such as medication or therapy, in those 10 years most likely they will accept you, although you may have to pay non-preferred rates. However, this will vary by state. You need to visit a local agent that works with all of the major companies in your area. The agent can find out which insurance companies will accept you and on what terms. Depending on the state they may increase your premium or place a waiver on mental health coverage. There is no charge using an agent.
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