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How much would a $200 skin medicinal cream cost with Insurance?

I just went to the doctor today for eczema and she told me to buy this cream called topicort. But its $397 brand name and $197 generic. I can't believe this price..but I need it. The problem is I am in the process of applying for my health insurance by Aetna.But it will be too late by the time I get it. I never used medical insurance before..how much, approximately, would I have to pay, lets say if I had insurance with Aetna?

Public Comments

1. Most companies cover 80% of the cost. I think you should get a smaller tube the first time so that you don't "lose" that much money if it's not an effective treatment for you. P.S. I used to work in a pharmacy, and it didn't cost that much! It was about half that price for 60g.
2. Good grief, that's expensive!, How much will a little tube of that last? Regardless, it sounds like Kat answered your question. I looked up on WebMD Topicort. It seems kind of dangerous. As an alternative, I'd ask your doctor to review Salcura Dermaspray. It's over the counter, and your doctor can review the case study and ingredients on line. It worked about 10 times better than anything else we tried on our family member.