I have had medicaid through Fidelis for about 4 years (NY state). I got married in May, and when my renewal came up, I listed my husband as well - knowing that I wouldn't be fully covered as I had in the past. They dropped me completely, as we make too much - giving me a whopping 3 weeks notice. So, at the moment, we have no health insurance at all. My husband's employer doesn't offer insurance, and he is currently searching for another job - hopefully one who provides benefits. I'm only part time, and can't change jobs right now (no vehicle), so I am not offered insurance either. My husband needs dental work done BAD. I have a few issues of my own, but his is far worse. The front right teeth in his upper row are literally falling apart. Years of constant soda consumption I feel have really contributed to this. Just in the past 2 weeks, he has had small pieces break off of two of them. I was looking online, and came across "Preferred Network Access by Cigna". Obviously, it won't fully cover anything he has done, but it would certainly save us quite a bit in the long run. There were several others listed, but Cigna's seemed to have the most reasonable terms out of what I checked out. For now, I am ONLY looking at dental, as to give us more time to shop around for full health insurance. Has anyone ever had this plan? If so, was it worth it? I would really like to find something quickly - he isn't in pain YET, but if it gets any worse at all, he will be. Thanks so much for any help! I just want to add - this is our first time looking for our own insurance, so pardon my ignorance please. I'm trying to learn as much as possible before I just go diving into something. =]