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Delta Dental covering Wisdom Teeth Extraction? Insurance People..help!?

Ok, so I finally decided to have my wisdom teeth removed. I have Delta Dental insurance, which I've never had before. At the consultation, I was told that the cost of the procedure would be about $1200 for two teeth and anesthesia. Delta will cover only a part of the procedure (which is okay) but it won't cover the $400 charge for anesthesia at ALL. This means that it will cost me $650 out of pocket to have my exreeeemely painful wisdom teeth removed...which, being that I am a 19-year-old full time student, I CANNOT afford! So, has anyone ever had this problem with Delta Dental? I reviewed my paperwork, and it seemed very specific that anesthesia was covered for all medically necessary oral surgeries. If the anesthesia is covered, the procedure will be about $250...which I can probably swing. Can any insurance gurus give me any advice as to how to communicate with my insurance company about this issue? If I don't get these teeth out, I'm going to go insane, they hurt terribly.

Public Comments

1. huh...thats really funny because my daughter is having the EXACT same problem. Are you my daughter? lol I thought you said they didn't hurt that bad.