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Will I be restricted from health care?

My current insurance is United Healthcare. About a year ago I went on cobra but still maintained united healthcare. This year my Dad changed jobs and the took the new insurance policy at his current company which also United Healthcare, both policies from his last job and current are good. Also I am leaving cobra since iI have already been accepted on his plan but I'm a little confused. not once was I without insurance from United healthcare, it's just the policies are different because my dad moved from one company to a next. I got an email from some healthcare care company asking to do a medical exam on my email and now I'm freaked out, the company is American para professional serv. But hey don't give me much info just that my application for insurance was received, but I already got the card for the new policie weeks ago!. Not once did I leave united healthcare! I have been a little sick and the doctors are still trying to figure out what's wrong with me. Can I be denied coverage even though I have been insured with United Healthcare since 2008? I got sick a year ago, went to the hospital with severe symptoms and elevated witenagemot blood count. I ran many miles a week with no health issues until I got sick. So when my dad was laid off I went on cobra since I couldn't get health insurance since I was being denied because of the elevated white blood count. So between school and doctor visits I'm at home and when dad got insured at his new job I was eligible. That's all I know to say. But I've had insurance since 2008 with united healthcare and not once was the coverage stopped. I'm happy going on dads because he elected the family option and I don't have to pay the 500 plus a month for insurance. But my docs have done a lot of testing and it seems like theyre really close in finding the source of the infection or inflammation, I really don't want to go without insurance. By the way the day I got sick I was on a farm with sick animals so I didn't mess around or inflict this on myself. It's a group policy taken out by the comPany

Public Comments

1. You will not be denied coverage for this reason. (You might be denied coverage for unrelated reasons that you neglected to mention.) It is enough that you had previous coverage for the last 18 months, with any insurance company. You do not need to have had insurance since 2008 or have had insurance with the same insurance company.
2. You're going to have to have dad explain all this to you - if he has questions, he can ask his HR department, or call United.
3. If your dad's policy is a GROUP policy through an employer, they take everyone. It may cost him more if you have a problematic medical history but that's it. It's possible that other company is fishing for business. Not necessarily a bad thing, but you need to talk to United Healthcare to verify that your coverage is in place.
4. United Healthcare is not going to email you asking for a physical. They'll contact your dad, who is the main insured so you need to ask your dad if he's received anything.