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Affordable dental insurance for my two year old?

I am trying to find a good dental insurance online for my son. I have came across a company called careington, but heard their discounts are never to be seen after you get things done. Does Metlife cover children? Anything helps! I'm trying to find something that isn't tricare related, he has regular tricare insurance, but takes forever for paperwork to go through, needing somethign fast and cheap...thanks.

Public Comments

1. Careington is not insurance; it's a discount plan. However, if you need something "fast" you may be better off with Careington (and the maybe or maybe not discounts) because most dental insurance will have a waiting period of 6 to 12 months or longer for most procedures. Have you checked dental schools? You can get good service at a reasonable cost by students who are supervised by dentist. You can find the nearest school here: http://yourhealthplanadvisor.com/Dentalschools.html
2. Unless there is something extraordinary about your situation, the best option is probably not to get dental insurance for him and just pay for everything out of pocket. Anything you can get with dental insurance is also available for money, and sometimes for less money than it costs with dental insurance. Unlike medical insurance, which is essential (because of the risk of needing medical treatment that costs more than you can afford), dental insurance does not cover anything that is super-expensive anyway and is, at best, a break-even proposition on average.