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Where can i get affordable health insurance?

I live in iowa.. Where are some places i can get some affordable (cheap) health insurance? Thanks!

Public Comments

1. In the united states you have 3 options: 1. die quick 2. Be rich 3. Go to another country
2. It depends upon what you consider affordable. I have a gentleman with a major pre-existing condition that thinks his $2700 per month policy is very affordable while others complain about paying $100 per month. Whatever your definition you need to contact a local agent that works with all of the major companies in your area. The agent can find the best plan for your situation and budget. They can explain what you get and, more importantly with the "cheap" budget plans, what you DON'T get with each policy (and with health insurance you get what you pay for). There is no extra charge using an agent.
3. There are a lot of great insurance companies out there that can provide you with the insurance you need. Here is a list of the 20 best for 2010 according to NCQA (http://www.ncqa.org/tabid/1243/Default.aspx) The thing you should be careful of is making "affordable" your only priority. There are tons of fake insurance crooks out there who will charge you very little money on a bogus plan,and then disappear the moment you need them. The Iowa Insurance Division has a whole section listing legitimate insurance companies in Iowa, http://www.iid.state.ia.us/agent_company_search/find_insuranceco.asp If you find an insurance that seems super cheap, be sure you follow these steps to prevent fraud. This is not an exhaustive list, and you should read through www.insurancefraud.org for more detailed information. Here are some useful tips: - Watch out if the insurer offers you health coverage for "just pennies a day," or sells coverage at a price far lower than others. - Be careful if medical providers say they're connected with the federal government, Medicare, Medicaid or other health programs. - Check with your state insurance department to make sure the health insurance company is licensed to do business in your state. - See if the health insurer has a history of consumer complaints, bankruptcy, fraud convictions or other problems. Your state insurance department and consumer protection agency, and Better Business Bureau are good places to start. - Beware if the agent or company insists you pay in cash or offers a one time deal