Do I need to claim myself as dependent to get mom's health insurance?
Can I receive aetna health insurance under my mom's name if I am under 26 and was a fulltime student this year, and last year? I'm doing my taxes now... I did make over 11000 in my wages though, I hear that is the cutoff point where your parents can't claim you as their dependent.
Public Comments
- Ask aetna. What does taxes have to do with health insurance. Nothing. Have a professional do it
- Your mom should be able to have you on her insurance. She needs to ask someone in her benefit's office. Taxes ans insurance are different. You should ask them if they claimed you on their taxes.
- As of 9/23/2010 as part of healthcare reform, you don't need to be a dependent to be covered on your parents' health insurance. You can be covered up to your 26th birthday: - if your parent allows you to be on the insurance. - you don't need to be a student - you can be married or single * There are some individual plans and government employer based plans that don't have to provide this insurance. You aren't eligible to be on your parents insurance if you are eligible for insurance through your own employer. It doesn't matter if you don't choose to take it. If you are eligible you can't get insurance through your parents.
- You are completely wrong about what it takes to be a dependent, but that is irrelevant here. You can be claimed under a parent's medical insurance until you turn 26, regardless of whether you are a student or not. You do NOT have to be in college. You do NOT have to be a dependent. Being on their medical insurance has nothing to do with your tax status.
- Income taxes have nothing to do with the insurance issue.
- Even if you were required to be her dependent that has nothing to do with the Adult Child provision to be covered by her insurance company. She has to request you to be added on probably during their open enrollment period. You are allowed to be independent, be married, NOT be a student, as long as your own job does not offer a group health plan. Watch and learn. http://www.healthcare.gov/foryou/youngadults/index.html
- ~~It does not matter who claims you (so yes you can stay on her insurance regardless of student status or dependency). You only have to have her permission to stay on it. Also, you would be disqualified to remain on it if you get a job with group insurance, in that case you must take that option.~~
- The insurance has nothing to do with what you claim on your taxes. If you can get her health insurance, then you do not need to claim yourself to get it. If you are under 24 and a full time student and your parents provide over 1/2 your support, then there is no cutoff point in wages; you can make a billion dollars and still claim yourself. If you are 24 or older, or your parents do not provide over 1/2 of your support, but neither do you, then the cutoff point is $3650. If you provide over 1/2 of your support, then there is no cutoff point in wages; even if you make nothing, they cannot claim you.
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