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I need help understanding my husband's new insurance and what to do with state medical assistance?

My husband got a new job about 3 weeks ago and we just got our health insurance cards. We have been on medical assistance through the state for a while until now so I called and wanted to get info on co pays, deductibles, etc. We have United Healthcare and the customer service rep said that they are primary and the medical assistance is now secondary. There are no co pays, preventative visits (yearly gyno, mammograms, physicals, etc.) are 100% covered but sick visits, prescriptions and so forth have a $4000 deductible. Do I need to call my other insurance company and tell them? If medical assistance doesn't drop us, are they likely to pay what United denies? This type of health insurance is new to me so I am quite confused. Any help is appreciated, thanks! I know this isn't really a parenting question but figured there are more adults in this section who might be able to help.

Public Comments

1. Generally, if you have two types of insurance then what one doesn't cover/pay, the other will. I'm on insurance through my college and what my college insurance doesn't pay the insurance that I'm on through my dad's workplace will cover.