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Any experiences with Aetna Health Insurance?

I am looking to purchase health coverage for myself, I am in good health, non smoker, not overweight, on no medications etc. no pre-existing conditions etc. Has anyone had any experiences with the Aetna PPO 7500 with Unlimited Primary Care Visits plus Dental plan? The cost seems reasonable, however I have heard horror stories about insurance companies making rates much higher once you have signed up, and then back charging their customers etc. I really can't afford to spend more then $100 a month. I really only want the insurance in case a catastrophe happens. Any suggestions? Oh and I am self employed...I haven't had any coverage in about 5 years now since I left collage. My friend was charged an extra $100 a month three months after signing up because she was a woman. Clearly she submitted her medical records, and filled out the application stating she was a woman. Her name is CLEARLY female. Three months into it the company called and said "we didn't realize you were female" and back charged her. She obviously didn't lie about her gender.

Public Comments

1. I have experince with Aetna. I bought this a student health insuranse package from this company. I had very bad injury. I stepped on a nail. I went to hospital, they cured my leg and then they sent me bill for $5000. And Aetne paid $4500. P.S.: For 1 year health insuranse I had paid about $1000.
2. The insurance companies do not raise their rates once you've signed up as long as you were completely honest about your health condition prior to getting the quote and are completely honest on the application. This means you cannot use the internet to get a quote if you have any pre-existing health condition. Insurance companies do charge extra based on your current health. The horror stories you hear are from people who lie about their health condition trying to pull one over on the insurance company. Contact a local agent that works with Aetna as well as the other major companies in your state. The agent can make sure you get a fair price and can explain the policies. There is no extra charge using an agent.