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Worried about sister and health insurance?

Please give me advice!! My sister has twin baby boys, less then a year old. She also has preexisting medical conditions of her own. She was working and I was helping her out by baby sitting. I should add that when she was 7 weeks pregnant her well paying job was eliminated due to budget, so she ended up taking a job for about 1/2 what she was making. That's why I was babysitting for her, since it's to costly to put 2 babies in daycare. Now, I'm having my own baby and I have been put on bed rest by my doctor. I have short term disability and health insurance. However, since I couldn't babysit anymore, my sister had to quit her job. She also has to kind of take care of me. She'd been there less then a year, so even if she'd gotten herself fired, she wouldn't qualify for unemployment and she didn't qualify for FMLA. So she has NO medical insurance now, which worries me. I've told her that I'll share my disability with her, but that won't go far. She got paperwork from Cobra that said her premium through them would be $800+ a month. Who are they kidding! Who can pay that kind of money?!? I don't know what she can do. Thankfully, her babies are healthy. But she has no income coming in right now. I'm not due until Jan. and i don't want her to go without insurance that long. Any ideas??

Public Comments

1. Medicaid if they qualify. If not, she could see about individual COBRA which is cheaper and see about the kids being covered by their father
2. Since neither of you is working now, she might qualify for medicaid.
3. $800 a month for three people - including two babies - is a damn fine rate. She's not going to find coverage cheaper than that, for the three of them - do you have any idea how much regular checkups and shots are for BABIES? WAY LOTS. IF she can qualify for welfare health insurance, she can try to sign up for that. But there's no "bargain" when it comes to health insurance.
4. If she is living with you, its possible your insurance will pick her up if you guys claim a domestic partnership. She could get a part time job to help pay for the insurance. Domestic partnership isn't just for gay couples, remember that. You guys could fill out a change of status with the insurance company.