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How can we get affordable health insurance?

I work part time,i am physically disabled ,my husb is unemployable,rejected from disability, i have very bad health condition and need health insurance to continue dr.care....How can i get affordable health insurance that won't cost me a fortune? I have gone to the DPA and i was rejected by them. I suffer with depression/(diagnosed bi-polar) ,,disc disease,IBS....i must obtain medical Insurance to continue treatment in order to continue working...how can i get help?

Public Comments

1. Call the United Way, explain your situation and see if they can somehow lead you in the right direction. All the very best to you.
2. I recommend you this site where you can compare quotes so you can find the best option for you http://qinsurance.notlong.com
3. If you are disabled, perhaps contact the Social Security office. You may qualify for early benefits. Also contact your state insurance regulator to see if there is a high risk pool. I'm afraid that if you are so disabled you can't work, no insurance carrier will agree to insure you. Insurance companies sell insurance to make a profit. I'm afraid that if you apply for insurance and disclose your medical conditions, they'll realize that they'd have to pay out more in claims than they can collect in premium, and decline you. If you withhold your medical conditions for them, they may accept you, but, when you go in for treatment, the insurance company will find out about the pre-existing conditions and terminate the policy due to fraud. Hope you find a solution.
4. You don't say where you live. Benefits vary from country to country, state to state. You might be eligible for welfare and either medicaid or medicare. There are lawyers who specialize in overturning social security disability denials. There is a company that advertises on tv. Their website is http://www.binderandbinder.com. Their phone number is 1-800-66-BINDER.