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Why the delay in Cobra coverage? Now in the middle of fertility treatments with no health insurance!?

My husband quit his job several weeks ago, and as of May 31, 2010 his company canceled our health insurance plan (Aetna), and now we are left with no insurance. We had hoped to avoid something like this happening, because we are in the middle of very expensive fertility treatments. We were told that we would have the option of having Cobra in order to continue with our health insurance and have our medical needs covered until his new insurance through the new job kicks in (still 2 months away). So now of course our dr's offices, pharmacy, etc. are all calling us saying we cannot process your claims because the insurance company is saying you are no longer covered. So we finally got the number for SHPS/COBRA and I have spoke to them twice. Both times they have told me that the company technically has 31 days to notify them of his no longer being employed with them, then at that point they will mail us the enrollment forms!! This seems so wrong - shouldn't it be seamless coverage?

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