Scan Medical Insurance

Can I get approved for health insurance if my medical records show a history of drug use?

I had applied for health insurance after I couldn't stay on my parents' policy and I ended up being denied because of past illegal substance use that was recorded in my medical record. I ended up getting insurance using the COBRA law, but it's pretty pricey. I'm now up for health benefits through my job and I was wondering if there's a chance I'd be denied health insurance through my employer. Anyone with personal experience with something similar?

Public Comments

1. You will not be denied on any group policy. If there are any health concerns that can be traced back to the drug use you may have a waiting period before those conditions will be covered but that will depend upon what those conditions are and the insurance company.
2. I do not recommend trying to get benefits through this job. If your employer learns of your history of drug use, they might free you. It might be illegal, but it might happen anyway. However, to answer your originally question, if you remain employed, you should not be denied coverage through your employer due to your past history.