Scan Medical Insurance

I am self-employed in NJ, how much would a good health/dental/vision plan cost for myself 35/M?

And I'm not talking about them scam discount plans. I'm talking about the real deal ie. bluecross/blue shield. I'm healthy, non-smoker. I've heard about $700/month for a higher deductible and 80/20. THanks

Public Comments

1. If you're not overweight, in NJ, and no preexisting conditions, you should be able to get a low/no deductible plan, 80-20, for a lot less than you're talking about - like $500 a month. For a $5000 deductible, you should be able to find coverage under $200 a month.
2. Get someone else on the books at your business and get a group plan, if that is at all feasible. You are probably in the right balpark for a plan like the one you descibe, maybe a little higher than the actual cost. You seem to know about what you are speaking, you should probably call an agent at this time.
3. Yes, take the above person's advice and get a group plan....so you can pay 2-3 times as much as you'd pay on your own {rolling eyes}. NJ is EXPENSIVE. Just find a broker that does business up there. I have a NJ license, but I don't even touch health insurance there. NJ....you can't buy sparklers, pump your own gas, and your health insurance costs a small fortune.