I haven't been to a dentist since 9th grade and I know for a fact that I need work done. I really want to take care of things earlier then later and was wondering what would be a good Insurance company to go with. Some companies I've been researching are Aflac and delta Dental Insurance and was wondering if anyone has ever had either one? I just checked out Delta and was wondering if the co payments had to be paid in full on the same day that the procedure is done?