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How do I find a way to get medical insurance?

I am 27 and I moved back in my parents home. (I know its sad but that is the only way I can survive) Anyway I have a chronic nerve disease so I am in a lot of pain. I work part time but I am not able to work full time. My dad pays over $300 dollars for me for cobra and I hate that he puts that much money on me. I pay him $150 back each month but that is all I can afford. Is there anyway or any place that I can find a way to get health insurance even though I have a preexisting condition? I looked into Medicaid at one point but they wouldn't give it to me because my Dad makes too much money. Even though I am 27 they still look at my parents income because I have to live at home. That really doesn't seem right to me because I pay for everything, including rent, and food. Do you know of any other ways to get health insurance? I have to have insurance some how because I have a epidural block every 3 months to control the pain, and I am on medicine for messed up nerves in my foot. Scott my dad does not make plenty. He struggles to get through each month just like pretty much any american. Part of the reason is because of me and my insurance. You do not know me or my family so please do not pass judgement on me or my parents. I have not once taken advantage of tax payers because I am tax payer. Thank You to everyone who answered the question, I will check out eveything.

Public Comments

  1. You could find some well known insurance companies online and request information for an individual policy. However, with your ongoing health issues, they may decline you. Unless you work fulltime in a job, health insurance can be expensive if you get it as an individual on your own. Good luck with your health and insurance options.
  2. So you'd rather put the burden of payment on the back of the taxpayer than on your own father who evidently makes plenty ?
  3. You will have to call insurance companies, however from my state, $300/month is not bad (for individual coverage). A cheaper option than individual policies is a large HMO. If Kaiser is in your state, look at them.
  4. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
  5. health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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