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I need a hip replacement and my insurance won't cover it . Doctors deemed Medically Nec. My Ins denies cov.?

I had United Healthcare for six months . My employer changed so I had to get new insurance but with Golden Rule (which is a sister company from united health) . My whole application was submitted with wrong info, including Mother's Maiden name, what to do there? I have been told by two Doctors that a Hip replacement is medical necessary. My Insurance is denying coverage because they say it is pre-existing although I have a form stating I had prior coverage. But, due to that fact that they submitted the wrong information creates a big problem. What can I do ? any information that will help me get this surgery would be greatly appreciated. Thank You

Public Comments

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