My wife is pregnant and we have United Healthcare. We go to the OBGYN and various other doctors for tests and then a few weeks later we get a bill for XX amount. Insurance paid for most of the bill (e.g., $1200 bill and we'll get billed for $1-200). Is this normal? Is it normal to go to the doctor and have no idea how much it will cost??? It's soooooo annoying!!! Damn stupid surprise bills. Can anything be done to mitigate this?