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Need 4 Wisdom Teeth Removed ASAP - No Health Ins.....?

I am a 20 y/o male. I went to the dentist in September of 2008 and they did some x-rays and said I need to see an oral surgeon soon to get my 4 wisdom teeth removed, they are causing a cyst. I had insurance then, the dumb oral surgeons office ran Guardian (dental insurance) to see what my out of pocket quote was going to be of the $2,700 and said they are only going to pay $112. Didn't sound right, they should have ran it through Anthem and they would have covered it under surgery but when I found that out it was too late when I lost my health insurance. If I was to buy health insurance on my own right now, the waiting period is 18-24 months from the date the coverage begins. These things are really starting to hurt and are cramming my other teeth causing them to go back crooked. I applied for Care Credit (medical credit card) and they denied my application. ARE THERE ANY OTHER OPTIONS???? It will take me at least 6 months to save $2,700 for this and that's if I am lucky and no unexpected bills arrive....

Public Comments

1. It depends on where you live, I know here in Rhode Island there are areas where you can go to get an adjusted rate by income. You will generally need your last 5 pay stubs and an appointment with the financial advisor of the office first. Or you can do it in installments, seek out offices with these kind of tools.
2. My only suggestion would be to use another credit card, like a Discover or Master Card. I am in the same situation needing my wisdom teeth removed. Lucky me, I have double wisdom teeth and just having one extracted costed me close to 400 bucks. I hope you find an answer, I know how painful it is to go around with dental problems. Good Luck.
3. apply for medicaid or go to the dentist and ask if they accept payment plans.