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How is health insurance handled for medical students? I can't go without it!?

Hello! I have just graduated from college; I have one more year of undergraduate classes (I majored in English and then switched to premed). I am very concerned, though, about what I will do regarding health insurance. I have several chronic psychiatric conditions, and going without insurance (and insurance that adequately covers mental health) is out of the question for me. I don't believe I could get through medical school without psychiatric treatment. I am currently under my parent's insurance, but it will expire before I even enter medical school. From what I've heard, most medical students purchase insurance independently- is this true? This worries me tremendously, because insurance companies deny coverage to those with pre-existing conditions. I am really very worried about this; does anyone have any advice or information? I am half-Belgian and have seriously considered going abroad to study, but this will likely disqualify me from medical research and opportunities in the States. I don't know what to do... :( Thank you! And if I can't go to medical school because of health insurance, I will instead go Michael Moore and declare war against the insurance companies and lobbyists, for the rest of my life. Health access in this country is still in the stone age, and it is WRONG, wrong, wrong...

Public Comments

1. If you have your insurance company send you a certificate of credible coverage, your new company won't deny you because of your pre-existing conditions. You just have to have something saying you've had at least 60 or 90 days or something like that of continuous coverage with another company. I hope this helps! Lauren C-B