There are podiatrists in my area listed as accepting Aetna student insurance. But I'm worried they'll try to say it's a pre-existing condition or find some other way to jip me out of using my insurance. I am one of the small percentage of the population essentially born with bunions (or an extreme tendency to develop them), and my right one has finally begun to hurt when I walk, and is swollen. I imagine I will need x-rays and surgery to correct this, and will probably get the other foot done as well to keep balance. Also, would I need to see a primary care physician first and get a referral to one of these podiatrists to make sure my insurance covers it?