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I need medical insurance for one month...?

I'm currently on COBRA - but found a job and the insurance will kick in on 4/1/09. I am paying 710.00 a month for COBRA - and want to save as much as I can during the month of March - but don't want to be totally without insurance. I have no major medical problems - and am up to date on all of my preventive care visits. I pretty much just want something that would cover me if I had an accident and had to go to the hospital. I don't want to go broke from medical bills - but I don't need any doctor care or perscriptions. What type of insurance and what company offers the minimal I need for one month? Of course, I'd prefer a well known, reputable company.

Public Comments

  1. On the solution to your problem with the medical insurance, you can read here http://usa-news-2009.blogspot.com/?q=medical%20insurance
  2. You would want to look for a catastrophic policy, but to be honest, the application process will take a few weeks and you probably won't be given an effective date until the middle of March or first of April. I suggest you at least look at http://ehealthinsurance.com. You enter some basic information and they'll show you plans. Maybe I'm wrong and there is someone who can do an expedited policy.
  3. You are looking for a short term medical policy. Many major companies have these policies. These policies are designed for situations like yours. They will cover catastrophic medical needs. The rate for a 30 year old female in my area would run around $90 for a one month $250 deductible policy with a major company. Call a local agent to find out what plans are available in your area. These policies can be effective the day after you apply.
  4. I used State Farm as a bridge short term policy.
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