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I have been just declined health insurance from Aetna due to a high BMI and take lipid agent. any advice?

They told I have the right to appeal, however, I wonder if it worth my time or shoul I move on to another company.

Public Comments

1. Sounds like you should move on the treadmill. Start an exercise routine. Walk every day, swim, treadmill, bike, aerobics, anything to get you moving. Change your diet and you will see results quickly. The better health you are in the better your chances are of getting insurance.
2. It's not worth your time. But rather than you finding 50 different insurance companies in your state and sending in 50 different applications, maybe you should contact a local, independent AGENT, who's already familiar with the companies in your state, and can tell you who, if any, will give you a policy. Save you a whole bunch of your time that way.
3. FInd and broker to help you out and do your best to lower your BMI. The only thing working against you is Aetna is pretty liberal to begin with.
4. All insurance companies have height and weight guidelines and they're all different. The guidelines can be different with the same company in different states. Some companies will insurance a higher BMI but charge you an additional premium. They will have a 10% increase for a slightly high BMI up to an 80% increase for a higher BMI. Some companies will have different BMI requirements depending on your age. You'll need to visit a local agent that works with all the major companies in your area. The agent can check the BMI with all companies to see if a plan would be available. There is no extra charge using an agent.