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how do I get health insurance or health plans if Im not employed ?

I am 25 and work part time at an office, and the rest I work at home, which means I dont have insurance. I desperately need to get to a dentist and have a lot of work done, and Im having earaches lately. I was looking into getting a dental plan because thats most important, but if i can get a health plan that would be even better. I have found lots of places that offer these health plans, but im very confused by them all. I need the plan to start soon [some make u wait up to a yr, some start soon], i need something cheap and good. ive heard of allcare, but i tried signing up and they said i wasnt qualified. i think i put down that i made too little money. also, i need something that will allow me to make small monthly payments [not for the plan itself, but when i get my bill from the dentist after my work is done, because i cannot pay it all up front at once], or does any dentist allow monthly payment plans? any information, links, etc. would be greatly appreciated. thank you ahead of time. im sorry. allcare wasnt the 1 i heard of and applied for. it was called Carecredit. I was denied by them.

Public Comments

1. My parents still pay for my health insurance. If I had to pay for it, I would have to drop it. Is far as a dentist is concerned. I think you might have to get out the phone book. And just call as many as it takes to see if there is one who will take payments.
2. It's not a requirement that you have to have a job in order to purchase health insurance. What you want to look for is an individual health insurance plan. Choose a well known and trustworthy company like a Blue Cross Blue Shield, United Healthcare, Aetna, Humana, Assurant, etc. Stay away from rip off discount plans with limited benefits. Shop around and compare quotes from at least 3 different companies and then work with an independent health insurance agent so that they can help you choose the right plan. Here is some more information on finding individual health insurance: