Scan Medical Insurance

Question about dental insurance?

It's almost the end of the year and I need to get four wisdom tooth pull before I get braces. I have Metlife. I get a maximum of 1500 dollars every year. I've only used 25 dollars thus far. But I wanted to know if I can use the remainder of my insurance to get these teeth pull. They only pay 80 percent but I want to use it all. The total cost is 1710 dollars. I would call Metlife but they're close on the weekend and my appointment is Monday mourning.

Public Comments

1. Just a guess, but maybe. Or they may consider this elective? Good luck.
2. That might qualify as an out-patient surgical procedure. It isn't covered under dental on my plan, but is covered as out-patient surgery.
3. ahhhhh METLIFE??? you are getting a horrible deal!!! try blue cross blue shield
4. 80% of $1710 is $1368 So if you paid $25 $1368-$25=1343 If I'm correct you should have to pay $367 out of your pocket My might want to call your dentist and ask them the procedure code for what they about to do to you Then call Met life and tell them what the procedure code is and make sure it is covered uunder the $1500 It might not be considered General Dentistry
5. FYI, this is general dentistry and you are within you benefit limits this year, so do it before December 31, 2008.
6. I believe they will pay 80% of the 1710 if it is done on monday. I'm suire the surgeon knows exactly how much MetLife will pay. We tend to check this stuff out before you get to the office so we can get your co-pay. Good Luck with this, be sure to rest alot after the surgery.
7. you are lucky it covers wisdom tooth extraction. my insurance only covers it if it have a cavity or something like that on it. good luck and happy extraction.