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Medical Health Insurance Florida: COBRA Coverage?

When seeking Medical Health Insurance in Florida, how can I compare the cost of my COBRA coverage to individual Family Health Insurance Plans?

Public Comments

1. United Healthcare offers "kids only" health insurance plans that provide children's coverage (Age 5-18) for sickness and accidents. Their plans are written through school districts and many private K12 schools throughout the US. Their health plan is designed to be affordable, at just $98 every 2 months. Check out www.k12studentinsurance.com to see if your child's school district (or private school) is participating. Click on the "Plans & Pricing" tab, enter the district name or private school name and the state in the search box and review the plans. If you don’t find your child’s school district, call UnitedHealthcare StudentResources at 888-282-5957 to see about adding it.
2. Find a broker that does business in your state and they'll be able to help you. You can try the insurance pricing tool on my homepage. It gives the prices of different insurance companies and works in Florida. AND, most importantly no personal information is required in order for you to use the tool (unlike other sites) (Community guidelines state, even though no link is provided, that it's OK to accompany a good, on-topic answer with a link to your website, blog, or email to offer more information.)
3. You go to a local agent, and get quotes for individual family plans. Keep in mind, those individual plans are allowed to exclude coverage for any preexisting condtions, and don't actually have to offer you any plan at all. Cobra really is best, though, if anyone in the family is overweight, or has any preexisting conditions. To give you a frame of reference, the average low/no deductible comprehensive family plan costs around $1200 a month.
4. possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i have ever had good experience.
5. The cost of COBRA will be based on the health and gender mix of your old company. If your company had a lot of women, or had people with health issues then individual insurance may be more affordable for you. Not to mention that you can pick a plan that best suits your needs. Check out the Take2Aspirin Snake Bite Kit for information on relief from COBRA. (www.take2aspirin.net) You can run Florida quotes on this site, and it is even good for a little chuckle.
6. Health insurance can be very tricky. Since I'm from Montana I'm not familiar with the Florida regulations, so I suggest you call a local insurance agent. http://www.americaschoicetoday.com/Health-Insurance.html They should be able to assist you.
7. There are allot of options for Medical Health Insurance in Florida. COBRA plans will often be much more expensive than an individual Florida health insurance policy would be, because your employer is not required to carry any of the expense. To quickly compare coverage, check out online sites that allow you to compare plans from multiple Florida health insurance providers, like http://www.humanatampa.com . Sites like this allow users to compare costs, coverage levels and deductibles easily. They also offer over 40+ types of plans from various providers.