Pre-existing pregnancy and swithcing health insurance carrieres?
My wife is pregnant, and I've recently changed jobs. I have family medical coverage with Aetna which lapses as of 1/1/089, as of that point I can enroll in Cobra which is outrageously expensive. Do I have to use Cobra insurance or can I choose my own provider?
Public Comments
- Does your new employer provide health insurance? Ask them is there are any pre-existing condition exceptions. Probably not, I think those went away during the Clinton administration. So your new insurance should cover you.
- If you have a group plan at your next job you should be fine. Call Aetna and ask for a "certificate of continuous coverage". So long as it's for six months or more you are in good shape.
- You may be able to stay with Aetna. I know that I have Aetna and they told me even if I quit my job I could keep my insurance I would look into that
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