Does anyone know any individual dental insurance with a PPO plan and has NO waiting period? I live in the state of California. I've already tried Blue Shield and they have a 6-12 month waiting period for the PPO plan. And I've already try tons of other dental insurance (Metlife, Safeguard, etc) and they all have HMO plans or doesn't provide individual dental insurnace. Btw, I want dental insurance, NOT dental plans (discounted plans). I already know where I want to go to get the dental work done. That's why I want a PPO dental insurance, and NOT HMO or dental plans (discounted plans).