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Best job for medical insurance coverage/rheumatoid arthritis?

I wrote a long bit below, which is the why, but the question boils down to: Can anyone suggest a job that has excellent medical benefits but is not too physically demanding? I have Rheumatoid Arthritis, and while one of my medications is available very cheaply as a generic, the other drug is $1,500.00 per month. Very fortunately for me, my husband works as a police officer and so he has excellent medical insurance coverage, like most police officers and firefighters. Unfortunately for me, he is fed up with being married to me. I am 50 years old and haven’t worked since my older child was born 17 years ago. Obviously, I am going to need some retraining to prepare to go back to work. I do not have a college degree, but if I went back to school, I could probably finish one in 12 to 18 months, I could also work while I went to school or got other training. I am not afraid of hard work, and I am not planning to retire – I will work as long as I am able. I need to finish training, get a job, and pass the waiting periods for health coverage and pre-existing condition coverage before the 36-month period that I would be eligible for COBRA benefits expires. (Thereby allowing me to keep his employer-paid coverage, but I would pay for it rather than the police department.) Alternatively, I could ask my husband to agree to a legal separation for a set period (maybe the same 36-month period), which would allow me to continue to be covered under his medical insurance at his employer’s expense until we actually divorced. The most important thing to me about a job would be to get one with good medical benefits, particularly prescription drug coverage. The actual salary is less important, because my needs are very basic. I could always get a 2nd job if necessary, as long as the first job had good prescription drug coverage. While my health is otherwise good, and I am not disabled due to early diagnosis and treatment, I am not strong enough to get a police or firefighter job. I need one that I can do even if my drugs start to be less effective for me and I become somewhat disabled. Preferably the job would be one that is VERY secure, maybe even civil service, because with coverage and pre-existing condition waiting periods, I couldn’t afford to lose the job and my medical benefits along with it. Ideas?

Public Comments

  1. I'm sorry to hear your husband wants to bail out after years of marriage. You could ask him to keep you on his health insurance without telling his employer he is divorced. I knew someone who did just that and it was a life saver. Now for jobs with good health benefits, state and federal jobs usually have good benefits. Sometimes the pay isn't as high as in other jobs but the benefits are what is important to you now. I don't know how good your office skills are but if you know your way around computers a career in civil service would be a great idea. Just hope your state doesn't have a hiring freeze as my state does at the moment. Best of luck to you.
  2. By google to collect some related information or you may try using answer engines like yahoo answer or yedda.com to get some related ideas.nonetheless,If you prefer some direct resource,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is a good one from my own experience.
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