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If anyone knows anyting about dental plans can you tell me what plan is the best out of these?

I am trying to choose a plan for my kids. Health Net Access Dental Plan Western Dental Community Dental Liberty Dental Plan SafeGuard Dental Plan American Health Gaurd Care 1st Health Plan Any info would be helpful even if you only know aboutt one of the plans, thanks

Public Comments

1. Not sure if this is available to an individual or to groups only, but MetLife is by far the best dental insurance out there, in my opinion.
2. Are you in AZ or Cali? Western dental is an hmo plan not insurance. so it is fee for service and you can only really use it at their clinics, plus western dental sucks they corporate goons dictate the treament not the doc. acess Do you mean ahcccs? which is called access in AZ. Well this is an umbrealla system and not insurance itself under the umbrella you would need to pick one insurance company like care first. There are only two insurances I recognize there and thats health net and care first. Most of teh others sound like plans and western is an HMO. Plans are fees for service deals and not insurance so be care ful with them bc they dont cover anythig bc you have to pay for everything, thats why their pitch sounds nice, no deductable limits down grades etc, bc they never pay out a dime like an isurance plan. The only two good choices you have and not very good ones are carefirst and health net. And I know health net has dropped their maximum for the year which means more out of your pocket, so if I were you based on the list I would pick carefirst. The difference between a plan and insurance is that the insurance will pay a portion of the bills, with a plan you pay it all. So with a plan you pay every month for it and they never pay out a dime. (Plans are legal scams that sound like really good insurance, until it come time to pay and you ask what will theins cover and you find out nothing... my 2 cents)