Scan Medical Insurance

i have a 60 lapse in medical insurance for me & two kids?

and I can get cobra for two months (of course for a large fee). My daughter had one trip for her ears which we paid cash for. If nothing major happened we planned to just ride it out & then have new insurance. I just worry one the new insurance kicks in do we run any risks for the lapse of time. The good news is I have past my new insurance time to finalize my cobra for the past two months. Thanks!!!

Public Comments

1. Are you saying you haven't had insurance for the last 60 month? You could try to find insurance on your own, unless you use Cobra right after your old one expires. You might have a 12 month "no coverage for anything you and your kids were treated for during the last year." That is the biggest scam the health insurance industry is making money on. I wish you and your children good health - you'll need it!
2. When you get new insurance, the only risk that I see is that a preexisting condition wouldn't be covered. It sounds like there probably aren't any preexisting conditions, but you never know. The huge risk is that if you were to say, be diagnosed with cancer in the next 6 months or so, the new company would probably say that it was a preexisting condition and not cover the bills. Obama claims that he'll force the insurance companies to cover preexisting conditions, but it's highly unlikely that he will ever get that put into law considering how little business sense that promise actually makes.