Scan Medical Insurance

for those of you that said $75 is cheap and asked if it was really insurance...?

i am told it is a cigna plan...i have a $20 copay, all routine visits and followups are 100% covered...the deductible is $1000 but my understanding is that is only for non routine appts and procedures...the vision is a "plan" it covers $35 or exan and $250 for glasses contacts ect every other year...they said i pay out of pocket then will be reimbursed. dental has 100% coverage for routine and 80% for more complicated things and 50% for dentures... i am excited that i can afford it... i guess i didnt really ask a question yet...sorry...i will do better next time

Public Comments

1. Sounds great! It has to be an employer sponsored plan. If it's not then I think you should check to see the plan's maximum annual payout for services. They may pay 100% for routine office visits, but then limit the number of office visits per year to 2 or only pay up to a max. of $200. Just check it out.
2. So, this is through an employer, and the $75 is YOUR portion of the payment, right? Take it!!
3. Sound much like what I found when I was looking for coverage on-line. If it were a family plan, I'd say it sounds low. For a single, its about right.