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Health Insurance. What exactly does "Maximum Benefit" mean?

I'm looking at two health care plans, dental specifically. One has a maximum benefit of $1,500 per year and the other Unlimited. Want to make sure I understand this perfectly before I sign on the dotted line. Thanks.

Public Comments

1. maximum is the most amount of money you can expect to receive in services in a given year.. in this case after 1500 you would be on your own ticket. unlimited is just that unlimited.
2. maximum benefit is the most your ins. will pay for in that calender year
3. If the maximum benefit is only $1,500 that means anything over that amount is not covered so I hope you don't need braces! Unlimited is just that. Naturally the unlimited will probably cost a lot more. Have you considered the alternative to dental insurance? It is called discount benefits. Instead of all the paper work that goes with insurance, you have a membership card . The company has over 500,000 providers nation wide such as Sears, Pearl Vision, Walmart, CVS, K-mart and independent denist and doctors. You just presented the card and the discount is taken off immediately. Up to 80% off on dental and your entire family can be covered for less that $20 a month and this encludes, vision care, perscriptions, and chiropratic care. If you want medical benefits (doctor, hospital ect) entire family is covered for $39.95 a month and there is no exclusions. It's a wonderful alturnative to insurance. For more information you can check it out at : www.healthcareandmore.info I hope this has helped you.