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My employer does not offer medical/dental: what is a good dental plan for me?

I have a dental HMO through Dental Health Services and it blows, they barely pay for any of the services and when they do pay it is almost nothing, like 5-10 bucks. As if that wasn't bad enouth, they make you stick to one dentist that rarely answers the phone. All this for $20 a month... Can anyone recommend a good dental insurer? Thanks ur a freaking genius, I did not think of brushing and flossing daily. I will brush and floss my tooth aches and root canals away and eat candy apples for the rest of my life with my perfect teeth that need no dental work...

Public Comments

  1. A good dental plan is to brush and floss twice daily.
  2. I'll copy my answer from a similar question: You will get many responses from sellers of on-line based Ameriplan, a discount plan that depends on health care providers who agree to discount their fees in return for a list of patients. Be very careful before signing up for any such plan. In order to make overhead, the provider must make up for the discounts some other way - either by raising their fees or adding treatment not covered under the discount. Speaking from experience in dental practice management, overhead runs 60% to 70% in most offices. To discount 25% means no profit and thus no reason to take on Ameriplan patients. Something has got to give. There are some organizations which can give you the buying power of a group. Try AARP, or a local association of self-employed people.
  3. Check out ehealthinsurance.com. You can compare health and dental plans. Or dentalplans.com. Good luck.
  4. I have personally used the services of DentalPlans.com. Excellent customer service and you can even check the availability dentists and fees in your area before signing up,. I also used a 25% discount coupon code "vote25" and saved even more, so for a $119.00 plan, it only costed me $89.00 and Vision and Prescription savings are also included. http://www.dentalplans.com/afftracker.asp?affid=20116&cr=4200
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