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Does your insurance company treat mental health treatment different from major medical? (co-pays, benefit caps

If so, what state are you in?

Public Comments

1. I don't think mine does. We have Tricare.
2. It's different, but luckily still covered. I have 30 visits of inpatient and outpatient treatment each. The copay, I think, is a little higher. I haven't looked into it too deeply, though because I'm currently stable on my meds. so as long as I can keep going to my psychiatrist and getting my pills covered then I'm golden. I'm terrified of having to afford a major breakdown, though. Arizona
3. you would have to check in policy-most have a cap on how many visits copay is usually the same though
4. I am in Ohio using Atena, 90 Open Acess Select Plan. They cover 90% of mental health things and I also get 25 "free" outpateint sessons once I've met my $300 deductable.Some outpaients centers will charge you based on your income, so my friend pays 10to20 a month until her decuatble is met, or after the "free' sessions are used up. I just started seeing people and getting medication this week. My Rx program covers a little more then half the drugs. So a month of ganaric Prozac was 14, I paid 6. My Kolopin was like 2.50 after insurance. Contact your insurnace company, there are so many and they are all so diffrent. Make sure you get into a good policy if you can. I pay about 80 a month, but it is totally worth it. Good Luck.