Need advice on good medical insurance company?
Wanting to purchase medical insurance for a family member. Looking for a very good company who could provide major medical insurance with at least a $2,500.00 deductible. Just mainly looking for some basic coverage. Thank you for whatever advice you can give me.
Public Comments
- Blue Cross Blue Shield. You could count on them paying the claims and they are a large insurance company, not some fly by night company that would collect your money and never pay.
- For an individual plan, try Assurant Group. They are one of the largest individual medical companies in America. They have a net short term medical policy that is relatively reasonable.
- I would recommend going to the department of insurance in your state, look at the companies and also ratings of each company. Many companies throughout United States are merging as the larger companies like WellPoint (blue cross) and United Health are currently acquiring smaller health insurance co's. So if you buy from a smaller company today, tomorrow you might have the larger company anyway. Also, contact your physicians office and ask your provider who they would recommend- ultimately they are the ones who matter as they will be billing the insurance company you pick.
- Try to stick with major companies. Most of the big ones offer the same type of coverage. So it comes down to the price. Compare prices to save. One way to compare insurance rates is online. 1) Go to http://www.2insure4less.com 2) Fill out an insurance quote request 3) Compare 5 insurance rates online Save when insurance companies compete for your business
- Norwich Union has good medical policies.
- Definity a United Healthcare Company
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