Does anyone have it or know about it? The plan I'm thinking of getting is called "copay select." It has a $197 mo. premium, $2500 deductible, and covers maternity costs up to $2500 for the first 1-2 years, up to $5000 for the 3rd and 4th year, etc. Complications are covered by the "major medical" part. I guess I'm thinking that $2,500 seems like kind of low coverage for a normal childbirth. However, one good thing is that there is no waiting period. Anyone have any advice??