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HSA Medical Insurance?

I am thinking of going with an insurance plan that qualifies for a HSA. The plan has no maternity but will cover mom and baby if there are complications. My AFLAC guy wants to sell me a policy that give you money for a hospital stay and having a baby qualifies for the plan. We plan to get pregnant later this year, do you think that i am crazy to go without maternity and use the aflac to help pay for things?

Public Comments

1. What kind of money does the AFLAC give you for hospital stays? Just lost wages or what else? Prenatal care and hospital expenses can easily approach $10K with a normal birth with a C-section being a few grand more. If you are planning on getting pregnant, getting the maternity coverage would likely be a net win for you.
2. Nope, I did this myself. Just make sure that the exact plan(s) you are looking at will work with the HSA plan. It would be a good idea to get quotes and information from an agent in your local area. You can do that easily by filling out a form at http://www.myinsurancequotes.net. A local agent will help you figure it all out. I hope that helps! Jared Balis http://www.utahinsurance.org